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Personal Savings

This account is designed for customers who prefer a more stable and traditional savings product with competitive tiered savings rates.

Required Opening Balance $100
Balance to Maintenance Fee Minimum Daily Balance of $300
Monthly Maintenance Fee $5 per Calendar Month
Excessive Activity Charge An excessive activity charge of $3 per debit item in excess of two during a calendar month
Interest Payment Compounded Daily, Paid Monthly
Transaction Limitations Transfer from a Personal Savings account to another account or third party by preauthorized, automatic, telephone of computer transfer are limited to six per calendar month with no more than three by debit card or similar order to third parties.
Benefits
Effective 11/03/2008

 

From   To Interest Rate Annual Percentage Yield
0 9,999.99 .063% .063%
10,000 99,999.99 .120% .120%
100,000 199,999.99 .500% .500%

over 200,000

.750% .750%
* FREE Unlimited Teller Access
* FREE Online Banking
* FREE Debit Card
* FREE Notary Services
* FREE Night Depository
* Wire Transfer Service Available
  • Annual Percentage Yield assumes minimum required balance is maintained   for a period of one year

  • Interest Rates are subject to change at any time.

  • Annual Percentage Yields are accurate as of effective dates listed.   Fees could reduce the earnings on the account.

 

     
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