|
Required Opening Balance
|
$1,000 |
|
Interest Payment
|
Compounded Daily, Paid Monthly |
|
Transactions Limitation |
No deposits may be made before
maturity.
You may make withdrawals of
principal before maturity only
if we agree at the time you
request the withdrawal.
Principal withdrawn before
maturity is subject to early
withdrawal penalty. |
|
Early Withdrawal Penalty |
The early withdrawal penalty
varies by the term of the
certificate:
-
If your account has an
original maturity of less
than 12 months. We may
impose a fee equal to 30
days interest on the amount
withdrawn.
-
If your account has an
original maturity of 12 - 35
months. We may impose a fee
equal to 60 days interest on
the amount withdrawn.
-
If your account has an
original maturity of 36
months and over. We may
impose a fee equal to 90
days interest on the amount
withdrawn.
|
|
Interest Rates
Effective 10/27/2008 |
|
Term |
Interest Rate |
Annual Percentage
Yield |
|
3 Months |
3.92% |
4.00% |
|
6 Months |
3.34% |
3.40% |
|
9 Months |
3.34% |
3.40% |
|
12 Months |
3.54%
|
3.60% |
|
18 Months |
3.54% |
3.60% |
|
24 Months |
3.54% |
3.60% |
|
36 Months |
3.58% |
3.65% |
|
48 Months |
3.68% |
3.75% |
|
60 Months |
3.92% |
4.00% |
|
Online Banking
