Community Southern Bank is fortunate to have some of the most civic-minded members of the Lakeland community on its Board, as well as highly qualified banking experts. Representing all aspects of the Community, the Board of Directors is available to answer any questions you may have about the Bank, its products and its services. We urge you to get to know them!

Antony L. Turbeville is Chairman of the Board. Since 2000, Mr. Turbeville has been President and CEO of Platinum Financial Planning, Inc., located in Lakeland, Florida. He is also a Certified Financial Planner and President of Brookstone Securities, Inc., a registered Broker-Dealer. His licenses include the following: Series 6, Series 7, Series 24, Series 63 and a 218 Life, Health & Annuities License. Mr. Turbeville has been in the financial services field since 1992. He received a double major in Business Administration and Finance from Troy State University.
 

Michael A. Micallef, Jr. is the President and Chief Executive Officer of Community Southern Bank.  Michael has been in the banking industry for over thirty years.  He received a B.S. degree from St. Peters College in 1973, an MBA from Fordham University in 1976, and a Graduate Banking degree from Brown University in 1979. From 1986 to 1992 he was CEO of United Savings in Melbourne, FL.  He moved on to Bank Boynton, FSB in Boynton Beach, FL, where he served as President and CEO from 1993 to 1997.  Michael became President and CEO of Citizens Community Bank of Marco Island, FL in 1997 and worked there until 1999.  From 1999 to 2003 he served as President and CEO of Sterling Bank, FSB in Lantana, FL.  Before Michael moved to Lakeland he was President and CEO of Marco Community Bank in Marco Island, FL from 2003 to 2005.  In 2005 he began working to establish Community Southern Bank.

Robert W. Andrew is a former bank director and senior executive officer. From 1976 to 2000, he was Vice President of Imperial Bank of Lakeland and its successor, First Union National Bank. Prior to that, he was Regional Vice President of Flagship Bank in Tampa, Florida from 1964 to 1976.


W.R. "Sandy" Fortin possess over thirty years of retail experience. He began his career in 1964 with department store chain Belk-Lindsey. He founded S&J Sports in September 1993. Mr. Fortin is the Chief Executive Officer of the Company. Mr. Fortin has successfully grown S&J, the Play It Again Sports franchise, to the largest and most successful Play It Again Sports franchisee in the Nation. To date, the Company has over thirty store locations throughout Florida and generates over $22 million in annual revenue.

 Mr. Fortin is presently is a board member of the Florida Retail Federation, in addition to contributing to his community by serving as Vice President of the Central Florida Development Council, Chairman of Polk County Sports Marketing, a member of the Tourist Development Council and Board Member of Business Voice the PAC of the Lakeland Chamber of Commerce.

Additionally, Mr. Fortin has always been actively involved in his local Lakeland community, serving as a past president of; Lakeland YMCA, Lakeland Regional Medical Center Foundation, Santa Fe Catholic High School Board, Lakeland Downtown Kiwanis, Learning Resource Center, Trustee Lakeland YMCA and Vice President of the Chamber of Commerce and the Lakeland Jaycees, and a past voting member of the Industrial Development Authority.


David J. Houston is the Chief Lending Officer and Executive Vice President of the bank.  Mr. Houston has over 25 years of banking experience specializing in Commercial Lending.  He has served as Senior Vice President Commercial Team Leader for SunTrust Bank in Lakeland.  His most recent community bank experience was as Commercial Banking Manager for FloridaFirst Bank, a Lakeland-based banking organization.  His education includes a BSBA from the University of Florida and a banking degree from the Graduate School of Banking of the South at Louisiana State University.  Mr. Houston has served the community as President and Board member of the Citrus Center Kiwanis Club and Learning Resource Center.


Richard G. Jones is a Certified Public Accountant and a shareholder of the firm Hamic, Jones, Hamic & Sturwold, P.A., where he has been since 1977. Mr. Jones received his Bachelor of Arts from the University of South Florida in 1977.


Gasper Kovach, Jr. is the Chief Executive Office of HESCO, located in Waverly, Florida, where he has been employed since 1976. Mr. Kovach received his undergraduate degree from Lake Forest College (Ill.) and his Masters in Business Administration from Dartmouth College.


John S. Langford is President and owner of John Langford, Inc., a citrus management, caretaking and harvesting operation in Alturas, Florida which he has operated since 1978. Mr. Langford received an A.A. from Emory University in 1971 and a M.B.A. from Harvard Business School in 1974.


Michael V. Nichols is Vice President and owner of Global Produce Sales, in Lakeland, Florida where he has been engaged since April 2004. Mr. Nicholas was Vice President of PTG Management, a Mulberry Florida produce supplier from March 1999 to March 2004. He received a B.S from Arkansas State University in 1975.


Michael S. Wells is the President and a Principal of Wells Financial Inc, a Lakeland financial planning, business consulting, and accounting firm where he has been engaged since 1996. Prior to that he was the V.P. of Finance for Dobbs Publishing Group, Inc., a publisher of specialty automotive magazines, was the Senior Audit Manager for a large local CPA firm where he audited banks, and has worked in government finance. His licenses and certifications include the following: Certified Public Account (CPA), Certified Business Appraiser (CBA), Securities Rep. (Series 7), Securities Principal (Series 24), Investment Advisor Rep. (Series 65), Uniform Securities Agent (Series 63), and a Florida 218 Life, Health & Annuities License. Mr. Wells received his B.S. in marketing from the University of Florida in 1980, graduated from Lakeland High School in 1976, and is a life-time resident of Lakeland.


Lee A. Wroten, Sr. is the President and co-owner of Global Produce Sales, a Lakeland produce sales firm.  Mr. Wroten moved to Lakeland in 1966.  He graduated from Lakeland High School and received his Associate of Arts Degree from Polk Community College.  He then attended West Georgia College and graduated with a degree in Business Administration.  Al and his father started L. A. Wroten Company in 1982 specializing in citrus and watermelon sales.  After his father's retierment in 2000, the company name was changed to Global Produce Sales.


David E. Zuern is the Past President and CEO of Waypoint Financial Corp. (Waypoint Bank) in Harrisburg, PA, which he joined in 2000. During his tenure he developed and led a strategic business plan to transition Waypoint (created through the merger of two conservative Central Pennsylvania thrifts) into a modern commercial banking franchise. This successful effort was accomplished in under four years when Sovereign Bank, in March of 2004, announced its acquisition of Waypoint for $980 million. Prior to joining Waypoint, Zuern served as Secretary of Banking for the Commonwealth of Pennsylvania from May 1999 to September 2000. In this position, Zuern presided over a dynamic banking environment in Pennsylvania which included a record number of de novo bank charters. He also served as President and CEO of PNC Bank, Northwest PA until he retired in March 1998. In July 2005, Zuern completed his term as Chairman of the Pennsylvania Bankers Association (PBA), the largest trade association representing the banking industry in the Commonwealth of Pennsylvania and is currently serving on the Board as Immediate Past President.