|
Required Opening Balance
|
$1,000 |
|
Interest Payment |
Compounded Daily, Paid Monthly |
|
Transactions Limitation |
No deposits may be made before
maturity.
You may make withdrawals of
principal before maturity only if we
agree at the time you request the
withdrawal. Principal withdrawn
before maturity is subject to early
withdrawal penalty. |
|
Early Withdrawal Penalty |
The early withdrawal penalty varies
by the term of the certificate:
-
If your account has an original
maturity of less than 12 months.
We may impose a fee equal to 30
days interest on the amount
withdrawn.
-
If your account has an original
maturity of 12 - 35 months. We
may impose a fee equal to 60
days interest on the amount
withdrawn.
-
If your account has an original
maturity of 36 months and over.
We may impose a fee equal to 90
days interest on the amount
withdrawn.
|
|
Interest Rates
Effective 10/27/2008 |
|
Term |
Interest Rate |
Annual Percentage Yield |
|
3 Months |
3.92% |
4.00% |
|
6 Months |
3.34% |
3.40% |
|
9 Months |
3.34% |
3.40% |
|
12 Months |
3.54% |
3.60% |
|
18 Months |
3.54% |
3.60% |
|
24 Months |
3.54% |
3.60% |
|
36 Months |
3.58% |
3.65% |
|
48 Months |
3.68% |
3.75% |
|
60 Months |
3.92% |
4.00% |
|
Online Banking
