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Residential Lending

Community Southern Bank offers residential lending options to fit your needs. Fixed or adjustable rate loans are available. Whether you are refinancing your existing home, purchasing your new dream home or purchasing a home for the first time, Community Southern Bank has programs available to help you achieve your financial goals.

Click here to access our mortgage center. For more information or to apply for a mortgage loan drop by, e-mail or call our mortgage specialist at 863-648-2265.

  • Conventional Fixed Rate Loans
  • Jumbo Loans
  • First Time Homebuyer Programs
  • Lot Loans
  • Construction Loans
  • Home Equity Loans
  • Down Payment Assistance Programs Available

Our goal is to make the process as smooth as possible, the way mortgages were meant to be!

  Community Southern Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Our Super NOW product does not qualify for the FDIC Transaction Guarantee Program since the interest rate exceeds .25%.

 
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