Swan Checking

Are you 49 ½ or over, and looking for an interest-bearing checking account that provides unlimited transactions with a low minimum balance requirement? If so, this is the product for you!

Required Opening Balance	$100
Balance to Avoid Maintenance Fee	Minimum Daily Balance of $100
Monthly Maintenance Fee	$10
Interest Payment	Compounded Daily, Paid Monthly
Overdraft Protection	Transfers can be made from your checking, savings or line of credit to avoid overdraft.
Benefits	FREE Unlimited Teller Access FREE Unlimited Check Writing FREE Online Banking with Bill Pay FREE Personalized Checks in Selected Styles FREE Debit Card FREE Gift Cards FREE Notary Service FREE Night Depository FREE Monthly Imaged Bank Statement Wire Transfer Service Available

For more information and rates please call a customer representative at 863-648-2265 (Lakeland) or 863-519-0101 (Bartow).

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. The coverage includes Interest on Lawyer Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.