About Us

Founded by several civic leaders of Lakeland and experienced bankers, Community Southern Bank provides a local alternative to the large national and regional banks by making investments in the local community. In its initial offering Community Southern Bank raised over $15 million dollars, a strong indication of the attraction of the local bank concept.

Community Southern Bank obtained its charter and opened on August 28, 2006.

Lakeland Branch

Bartow Branch

Downtown Lakeland Loan Center

Winter Haven Branch

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. The coverage includes Interest on Lawyer Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.