Free Business Checking

This is our basic checking account designed for small businesses that have lower and predictable transaction activity.

Required Opening Balance	$100
Excessive Item Charges	An excessive item charge of $.20 will be assessed for each deposited or debit item in excess of 500 per monthly statement cycle.
Interest Payment	Non-Interest Bearing
Overdraft Protection	Transfers can be made from your savings or line of credit to avoid overdraft.
Additional Benefits	FREE Unlimited Teller Access FREE Online Banking with Bill Pay FREE Notary Service FREE Business Debit Card FREE Night Depository FREE Monthly Imaged Bank Statement Merchant Services Available Wire Transfer Service Available Commercial Deposit Courier Service Available

For more information please call a customer representative at 863-648-2265 (Lakeland) or 863-519-0101 (Bartow).

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. The coverage includes Interest on Lawyer Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.