Online Banking

Business Savings

Our Business Savings is designed for businesses that prefer a more stable and traditional savings account.

 

Required Opening Balance $100
Balance to Avoid Service Charges Minimum Daily Balance of $300
Monthly Service Charges $5 per Statement Cycle
Interest Payment Compounded Daily, Paid Monthly
Excessive Item Charge None
Transaction Limitations Transfer from a Business Savings account to another account or third party by preauthorized, automatic, telephone of computer transfer or debit card or similar order are limited to six per monthly statement cycle .

Benefits
Effective 11/03/2008

 

From  

To

Interest Rate

Annual Percentage Yield

0 9,999.99 .06% .06%
10,000 99,999.99 .12% .12%
100,000 199,999.99 .50% .50%
over 200,000 .75% .75%
* FREE Unlimited Teller Access
* FREE Online Banking
* FREE Notary Services
* FREE Business Debit Card
* FREE Treasury Tax and Loan Services
* FREE Night Depository
* FREE Monthly Imaged Statement
* Merchant Services Available
* Wire transfer service Available
* Commercial Deposit Courier Service Available

 

 

  • Annual Percentage Yield assumes minimum required balance is maintained   for a period of one year

  • Interest Rates are subject to change at any time.

  • Annual Percentage Yields are accurate as of effective dates listed.   Fees could reduce the earnings on the account.

  Community Southern Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Our Super NOW product does not qualify for the FDIC Transaction Guarantee Program since the interest rate exceeds .25%.

 

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