Online Banking

Business Money Market

This is our special account designed for businesses that want to maximize their earnings with competitive tiered market rates without giving up access to their money or security of FDIC insurance.

Required Opening Balance $1,000
Balance to Avoid Service Charges Minimum Daily Balance of $2,500
Monthly Service Charges $10 per Statement Cycle
Interest Payment Compounded Daily, Paid Monthly
Transaction Limitations Transfer from a Business Money Market account to another account or third party by preauthorized, automatic, telephone or computer transfer or check, draft, debit card or similar order are limited to six per monthly statement cycle.
Benefits
Effective 03/01/2010

 

From  

To

Interest Rate

Annual Percentage Yield

0 9,999.99 .25% .25%
10,000 99,999.99 .45% .45%
100,000 199,999.99 .75% .75%
200,000 274,999.99 .95% .95%
over 275,000 1.04% 1.05%
* FREE Unlimited Teller Access
* FREE Online Banking
* FREE Notary Services
* FREE Business Debit Card
* FREE Treasury Tax and Loan Services
* FREE Night Depository
* FREE Monthly Imaged Statement
* Merchant Services Available
* Wire transfer service Available
* Commercial Deposit Courier Service Available

 

  • Annual Percentage Yield assumes minimum required balance is maintained for a period of one year

  • Interest Rates are subject to change at any time.

  • Annual Percentage Yields are accurate as of effective dates listed.  Fees could reduce the earnings on the account.

  Community Southern Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Our Super NOW product does not qualify for the FDIC Transaction Guarantee Program since the interest rate exceeds .25%.

 

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