W.R. "Sandy" Fortin

W.R. "Sandy" Fortin possess over thirty years of retail experience. He began his career in 1964 with department store chain Belk-Lindsey. He founded S&J Sports in September 1993. Mr. Fortin is the Chief Executive Officer of the Company. Mr. Fortin has successfully grown S&J, the Play It Again Sports franchise, to the largest and most successful Play It Again Sports franchisee in the Nation. To date, the Company has over thirty store locations throughout Florida and generates over $22 million in annual revenue.

Mr. Fortin is presently is a board member of the Florida Retail Federation, in addition to contributing to his community by serving as Vice President of the Central Florida Development Council, Chairman of Polk County Sports Marketing, a member of the Tourist Development Council and Board Member of Business Voice the PAC of the Lakeland Chamber of Commerce.

Additionally, Mr. Fortin has always been actively involved in his local Lakeland community, serving as a past president of; Lakeland YMCA, Lakeland Regional Medical Center Foundation, Santa Fe Catholic High School Board, Lakeland Downtown Kiwanis, Learning Resource Center, Trustee Lakeland YMCA and Vice President of the Chamber of Commerce and the Lakeland Jaycees, and a past voting member of the Industrial Development Authority.

David J. Houston

David J. Houston is the Chief Lending Officer and Executive Vice President of the bank. Mr. Houston has over 25 years of banking experience specializing in Commercial Lending. He has served as Senior Vice President Commercial Team Leader for SunTrust Bank in Lakeland. His most recent community bank experience was as Commercial Banking Manager for FloridaFirst Bank, a Lakeland-based banking organization. His education includes a BSBA from the University of Florida and a banking degree from the Graduate School of Banking of the South at Louisiana State University. Mr. Houston has served the community as President and Board member of the Citrus Center Kiwanis Club and Learning Resource Center.
Gasper Kovach, Jr.

Gasper Kovach, Jr.

Gasper Kovach, Jr. is the Chief Executive Office of HESCO, located in Waverly, Florida, where he has been employed since 1976. Mr. Kovach received his undergraduate degree from Lake Forest College (Ill.) and his Masters in Business Administration from Dartmouth College.

John S. Langford

John S. Langford, is the President and owner of John Langford, Inc., a citrus management and fruit brokerage business in Lakeland, Florida, which he has operated since 1978.  As an Accredited Land Consultant, he is also the broker owner of John Langford Realty, LLC, a land brokerage firm.  He is also a director of Farm Credit of Central Florida ACA, and the Polk County Farm Bureau.  Mr. Langford has also served as the Vice-Chairman of the Polk County Planning Commission. He is also active in the Polk County community, having served as a past President of the Bartow Kiwanis Club, the Lakeland Regional Medical Center Foundation and the Lay Leader of the First United Methodist Church of Lakeland.  Mr. Langford received a Bachelor of Arts from Emory University in 1971 and a Masters in Business Administration from Harvard Business School in 1974.

Michael A. Micallef, Jr.

Michael A. Micallef, Jr. is the President and Chief Executive Officer of Community Southern Bank. Michael has been in the banking industry for over thirty years. He received a B.S. degree from St. Peters College in 1973, an MBA from Fordham University in 1976, and a Graduate Banking degree from Brown University in 1979. From 1986 to 1992 he was CEO of United Savings in Melbourne, FL. He moved on to Bank Boynton, FSB in Boynton Beach, FL, where he served as President and CEO from 1993 to 1997. Michael became President and CEO of Citizens Community Bank of Marco Island, FL in 1997 and worked there until 1999. From 1999 to 2003 he served as President and CEO of Sterling Bank, FSB in Lantana, FL. Before Michael moved to Lakeland he was President and CEO of Marco Community Bank in Marco Island, FL from 2003 to 2005. In 2005 he began working to establish Community Southern Bank.

Michael S. Wells

Michael S. Wells is the President and a Principal of Wells Financial Inc, a Lakeland financial planning, business consulting, and accounting firm where he has been engaged since 1996. Prior to that he was the Vice President of Finance for Dobbs Publishing Group, Inc., a publisher of specialty automotive magazines, was the Senior Audit Manager for a large local CPA firm where he audited banks, and has worked in government finance. His licenses and certifications include the following: Certified Public Account (CPA), Certified Business Appraiser (CBA), Securities Rep. (Series 7), Securities Principal (Series 24), Investment Advisor Rep. (Series 65), Uniform Securities Agent (Series 63), and a Florida 218 Life, Health & Annuities License. Mr. Wells received his B.S. in marketing from the University of Florida in 1980, graduated from Lakeland High School in 1976, and is a life-time resident of Lakeland.

Kenneth H. “Casey” Compton

Kenneth H. “Casey” Compton became a director of the Company and the Bank in 2013. He is the co-founder and managing partner of Compton, Kane & Associates, Private Wealth Consulting. His background includes a Juris Doctor degree from the Cumberland School of Law at Sanford University, a Master of Laws Degree from the University of Denver College of Law and Daniels College of Business, and a Bachelor of Arts Degree in International Studies and Foreign Policy from Rhodes College. Although currently non-practicing, he has practiced law in the past, served as an adjunct professor of finance and insurance, was a vesting agent under the Florida Comprehensive Land Use Plan, and is a past Executive Vice President of the Board of Realtors.

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